Terms of Use

Last Updated: May 15, 2026

Welcome to AutoCompareGuides. These Terms of Use ("Terms") govern your access to and use of autocompareguides.com (the "Site"), operated by AutoCompareGuides ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Eligibility

You must be at least 18 years old and a legal resident of the United States to use the Site. By using the Site, you represent and warrant that you meet these requirements.

2. Nature of the Service

The Site is an independent, advertising-supported publisher that provides general informational content about auto insurance and directs visitors to third-party comparison platforms through outbound affiliate links.

We are not an insurance company, insurance agent, insurance broker, or insurance agency. We are not licensed to sell, solicit, negotiate, or bind insurance in any state. Nothing on the Site constitutes insurance, financial, legal, or tax advice; an offer, solicitation, or recommendation to purchase any insurance product; or a quote, binder, contract, or other agreement of insurance.

All decisions regarding eligibility, coverage, pricing, underwriting, and policy issuance are made solely by licensed third-party insurance providers, not by us.

3. No Information Collection for Quotes

The Site does not collect personal information from you for the purpose of generating insurance quotes. When you click "Get Started" or any other outbound link on the Site, you will be redirected to a third-party comparison platform that is solely responsible for collecting your information, generating quotes, and handling your data.

4. Third-Party Sites and Affiliate Compensation

The Site contains affiliate links to third-party websites. We may receive compensation from third-party operators when you click those links or complete qualifying actions on their websites. This compensation may influence the placement, prominence, and selection of links and content on the Site.

We do not control, endorse, or assume responsibility for any third-party website, including its content, products, services, advertising, privacy practices, communications, or business practices. Your interactions with any third party are solely between you and that third party. Any disputes arising from those interactions must be resolved directly with the third party.

5. No Guarantee of Rates, Savings, or Coverage

Any rates, savings figures, discounts, or coverage examples shown on the Site are illustrative only, are provided for general informational purposes, and are not guaranteed. Actual rates, savings, eligibility, and available coverage vary by state, individual circumstances, and underwriting decisions made solely by the licensed insurance providers.

6. Intellectual Property

All content on the Site, including text, graphics, logos, layouts, and code, is owned by or licensed to us and is protected by U.S. and international intellectual property laws. You may not copy, reproduce, modify, distribute, republish, or otherwise exploit any content on the Site without our prior written permission, except for personal, non-commercial viewing.

Third-party trademarks, service marks, logos, and brand names referenced on the Site are the property of their respective owners. Their appearance does not imply endorsement, sponsorship, or affiliation with us unless explicitly stated.

7. Acceptable Use

You agree not to use the Site for any unlawful purpose or in violation of these Terms; attempt to gain unauthorized access to any part of the Site, its servers, or related systems; use any automated means (such as bots, scrapers, or crawlers) to access the Site without our prior written permission; interfere with, disrupt, or overload the Site or its infrastructure; impersonate any person or entity, or misrepresent your affiliation with any person or entity; use the Site to transmit viruses, malware, or other malicious code; or reverse-engineer or attempt to derive the source code of any portion of the Site.

8. Disclaimers

THE SITE AND ALL CONTENT, MATERIALS, AND SERVICES PROVIDED ON OR THROUGH THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY.

WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY INFORMATION ON THE SITE, INCLUDING ANY RATES, SAVINGS, COVERAGE DESCRIPTIONS, OR COMPARISONS.

Some jurisdictions do not allow the exclusion of certain warranties; in those jurisdictions, the above exclusions may not apply to you.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL AUTOCOMPAREGUIDES, ITS OWNERS, OPERATORS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES — INCLUDING WITHOUT LIMITATION LOSS OF PROFITS, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES — ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE SITE OR ANY THIRD-PARTY SITE LINKED FROM THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).

10. Indemnification

You agree to indemnify, defend, and hold harmless AutoCompareGuides and its owners, operators, employees, contractors, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Site, your violation of these Terms, or your violation of any law or the rights of any third party.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction of those courts.

12. Changes to These Terms

We may update these Terms at any time by posting the revised version on the Site. The "Last Updated" date at the top reflects the most recent changes. Your continued use of the Site after changes are posted constitutes acceptance of the updated Terms.

13. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms, together with our Privacy Policy and Advertiser Disclosure, constitute the entire agreement between you and us regarding your use of the Site.

15. Contact Us

If you have questions about these Terms, please contact:

AutoCompareGuides
Email: support@autocompareguides.com
Website: autocompareguides.com